How It Works
1
Sign Up & Get Started
Subscribe for $89.99/year to unlock full access to our self-serve retirement income planning calculator. You’ll also receive a free Retirement Income Planning Guide to help you understand what matters most as you approach retirement.
2
Build Your Plan
Enter your age, province, income, savings (RRSPs, pensions, TFSAs, etc.) and the calculator will help you map out a tax-smart withdrawal strategy. You can run multiple scenarios, save them, and download your plan as a PDF to keep.
3
Get Clarity
Find answers to the big questions…Am I going to be okay? Is there a better way to draw down my savings? What should I consider along the way? If you need help, you can select the option including consultation with a Certified Financial Planner (CFP®) for just $249.99.
Access our Resource Centre for step-by-step tutorials and videos designed to help you shorten the learning curve and help you get the most out of your report.
Bonus Support:
Start Planning with Confidence — Your Way
Select the option that best suits your needs and budget
Most Popular
Planner + Pro Support
$249.99
Year
Includes everything in the DIY Planner plus a 60-minute session with a Certified Financial Planner to review your plan and get expert answers.
60-minute Zoom consultation with a qualified CFP®
Personalized Q&A session
Implementation guidance
30-day email support
Option to book further consultations for $149.99/hour
DIY Retirement Planner
$89.99
Year
For self-directed Canadians who want to create their own tax-smart retirement income plan at their own pace.
Full access to Milestones Retirement Calculator for 12 months
Personalized retirement income plan
Tax-efficient withdrawal strategy
CPP & OAS optimization
Income splitting for couples
Support for corporations & part-time income planning
Plan for life events (e.g. inheritances, downsizing, travel)
Downloadable PDF reports
Access to video tutorials
Have Questions?
We’re here to help. Whether you’re looking for more information, need clarification, or just want to explore your options, we’re happy to provide the answers you need.
Simply click the button below to send us your question, and we’ll get back to you as soon as possible.
Why Choose Milestones Retirement Insights
Built for advisors. Now available to all Canadians.
Milestones was originally developed by experienced retirement planners to serve professionals in the financial industry. For the first time, it’s available directly to Canadians, because no matter how much money you have, everyone deserves a clear and confident path to retirement.
Backed by real client cases since 2017, Milestones helps you answer the question every Canadian asks: "Am I going to be okay?"
Ultra-Affordable
Access professional-grade retirement planning at a fraction of traditional advisor costs.
Personalized & Actionable
Tailored recommendations based on real-life planning scenarios, not textbook theory.
DIY-Friendly, Advisor-Optional
Build your own plan at
your own pace, no advisor required. But if you want one, qualified CFP professionals are here to help.
Built for Canadians
Designed specifically for Canadian retirement rules. Including RRSPs, TFSAs, CPP/OAS, income splitting, corporate accounts, and more.
In the News
What one of Canada’s top retirement columnist says about Milestones Retirement Insights (formerly Cascades Financial Solutions)...
How you draw down your retirement savings could save you thousands - this program proves it. Here's a valuable tool focused on finding the winning strategy' in using your retirement savings at the right time.
- Jonathan Chevreau, Financial Post